Understand your rights: These books will help you understand your rights as a consumer when dealing with debt collectors and credit reporting agencies. Knowing your rights is crucial in identifying when a violation has occurred.
Learn about common violations: You'll learn about the most common violations committed by debt collectors and CRAs, such as harassment, false representations, and failure to investigate disputed items on credit reports.
Gather evidence: The books will guide you on how to properly document and gather evidence of violations, which is essential for building a strong case.
Are you facing financial difficulties due to debt collectors?
Are you so busy at your job or taking care of your family that you feel like you have no time left over to find solutions to fixing your legal troubles?
Most people struggle with managing and disputing debt.
YOU'RE NOT ALONE.
This is a common feeling amongst those trying to deal with debt collectors which leads to stress, family issues and potential MORE legal problems.
These situations can represent: legal repercussions, social stigma,
loss of family stability, worsening mental health.
Strain on marriage due to financial stress
Reduced quality time with family
Withdrawal from social activities
Conflicts with friends over borrowing money
Tension with co-workers due to stress
"Why can't you get this under control?"
"We can't afford even basic things because of your debt!"
"You're always stressed and it's affecting everyone."
"Why did you let it get this bad?"
"You're not the same person anymore."
One in four Americans have an error on their credit report.
Debt consolidation services
Credit counseling
Bankruptcy consultation
DIY credit repair
Loan modifications
Ignoring the problem hoping it would go away
Since I’ve been helping people successfully for so many years, I’ve heard thousands of people say very similar things. Many of you have told me that you want to avoid declaring bankruptcy, borrowing money from friends/family, getting trapped in a debt settlement scam, spending countless hours with no clear direction and feeling judged or lectured about your financial choices.
I tried consolidating my debt, but it just felt like a band-aid solution.
Credit counseling helped a bit, but it didn't solve the root problem.
I thought about bankruptcy, but I was scared of the consequences.
I tried fixing my credit myself, but it was overwhelming and confusing.
Be 100% Debt-free
Understand your rights
Be confident in managing financial issues
Perform as a more engaged parent
Rekindle friendships
Improve professional relationships due to reduced stress
Have a restored credit score
Wake up with peace of mind
Rejuvenate your marriage by gaining financial stability
Familiarize yourself with the legal process: You'll gain knowledge about the steps involved in filing a lawsuit, such as drafting a complaint, serving the defendant, and navigating the court system.
Determine the appropriate legal strategy: The books will help you assess your situation and determine the best legal strategy for your specific case, such as deciding between filing in state or federal court.
30-Minute Video Lecture: Gain a comprehensive understanding of the FDCPA and the critical provision of 15 U.S.C. § 1692e(8).
Detailed Case Law Analysis: Dive deep into landmark cases that interpret and apply § 1692e(8), with clear explanations of facts, holdings, and implications.
Practical Application Guide: Learn how to implement § 1692e(8) in real-world debt collection scenarios with step-by-step guidance.
Bonus Drafting Tips: Master the art of drafting compliant collection notices and communications.
We would love to hear from you! Whether you have questions about our products, services, pricing, or anything else, our team is here to help.
Phone Number:443.860.1421
Email:ceojoe@residualjoe.net
Address:
2211 Eastern Blvd.
Baltimore, MD 21220